Net to Gross Salary Calculator: What Salary Do I Need?
Enter the take-home pay you want and see the gross salary that gives it.
| Gross salary | £28,445 |
|---|---|
| Income tax | −£3,175 |
| National Insurance | −£1,270 |
| Take-home pay a year | £24,000 |
| Take-home pay a month | £2,000 |
Based on 2026/27 rates and the standard tax code. Salaries are rounded up to the next pound so you reach at least the amount you asked for.
How net to gross works
Gross pay is what your employer agrees to pay before anything is taken off. Net (take-home) pay is what reaches your bank after income tax, National Insurance and any pension or student loan. The tax system works from gross to net, so to go the other way the calculator tries salaries until the take-home pay matches what you asked for.
Example: to take home £2,000 a month in England you need a gross salary of about £28,445 a year.
Why the gap gets bigger as you earn more
- Up to £12,570 is tax-free.
- Income tax is 20% on pay up to £50,270, then 40%, then 45% above £125,140.
- National Insurance is 8% between £12,570 and £50,270, and 2% above that.
For the usual direction, use the take-home pay calculator or see our salary after tax tables.
Sources: GOV.UK: Income Tax rates and Personal Allowances, GOV.UK: National Insurance rates and categories. Figures last checked on 8 October 2026.
Frequently asked questions
What salary do I need to take home £2,000 a month?
About £28,445 a year in England, Wales and Northern Ireland, with no pension or student loan.
What is the difference between gross and net pay?
Gross pay is before tax and other deductions. Net pay, or take-home pay, is what you receive after them.
Does this include a pension?
Yes, if you enter a pension percentage. It is treated as a contribution through net pay, which reduces the tax you pay.
More from UK Answers
Figures are for the 2026/27 tax year from official sources and are estimates for guidance only, not financial or legal advice. Printed from ukanswers.co.uk.