How Much Is the State Pension in 2026/27?
The full new State Pension is £241.30 a week (about £12,548 a year) for 2026/27.
The amount
For people reaching State Pension age since 6 April 2016, the full new State Pension is £241.30 a week. Your own amount depends on your National Insurance record.
How many years do you need?
- 35 qualifying years for the full amount.
- At least 10 qualifying years to get any new State Pension.
- Between the two, you get a proportion of the full amount.
Check your forecast
You can get a free State Pension forecast on GOV.UK. If you have gaps in your record, you may be able to fill them with voluntary National Insurance contributions, which can be good value. Check before paying.
Deferring
If you delay claiming, your State Pension increases by 1% for every 9 weeks you defer, about 5.8% a year.
Is it taxable?
Yes. The State Pension counts as income and uses your Personal Allowance of £12,570, but no tax is taken before you receive it. A full State Pension of £12,548 is close to the Personal Allowance, so other income can lead to a tax bill. See the State Pension age calculator.
This guide is general information, not financial or legal advice. Rates checked 8 October 2026 against GOV.UK.
Frequently asked questions
How much is the full new State Pension per week?
£241.30 a week in 2026/27.
How many years do I need for the full State Pension?
35 qualifying years of National Insurance contributions or credits. You need at least 10 to get any.
Can I defer my State Pension?
Yes. Your pension grows by 1% for every 9 weeks you defer, which is about 5.8% a year.
Related
Figures are for the 2026/27 tax year from official sources and are estimates for guidance only, not financial or legal advice. Printed from ukanswers.co.uk.