Pension Credit Rates 2026/27: How Much You Get and Who Can Claim
A top-up for people over State Pension age on a low income, which also opens the door to other help such as a free TV licence at 75 and the Warm Home Discount. The current rate is £238 a week minimum income for a single person.
Guarantee Credit: your income is topped up to
| You are | Weekly amount |
|---|---|
| Single | £238.00 |
| In a couple (joint income) | £363.25 |
Extra amounts you may get on top
| Extra amount | A week |
|---|---|
| Severe disability | £86.05 |
| Caring for another adult | £48.15 |
| Each child or young person you are responsible for | £69.98 |
| First child born before 6 April 2017 | £81.07 |
How to claim Pension Credit on GOV.UK
Who can claim Pension Credit
- You have reached State Pension age.
- Your weekly income is below the guarantee level (£238 single, £363.25 couple).
- You live in England, Scotland or Wales (Northern Ireland has its own scheme).
Key facts
| Topic | What to know |
|---|---|
| What it does | Pension Credit tops up your weekly income to £238 if you are single, or your joint weekly income to £363.25 if you have a partner. |
| Severe disability | You could get an extra £86.05 a week if you get Attendance Allowance, or the middle or highest rate of Disability Living Allowance care, or the daily living part of PIP. |
| Caring | You could get an extra £48.15 a week if you get Carer's Allowance. |
How to claim and how you are paid
Claim online or by phone on GOV.UK. Pension Credit is not paid automatically, so you must apply. Getting it can unlock extra help with housing costs, council tax and the Warm Home Discount.
Check what else you could be owed
You may be able to claim other help alongside Pension Credit. GOV.UK has a free benefits calculator that works out what you could get, and our benefit rates for 2026/27 page lists every main rate. See also the childcare help calculator and the Child Benefit charge calculator.
Source: GOV.UK: Pension Credit, what you'll get, rates from April 2026. Rates and rules can differ in Scotland and Northern Ireland, where some benefits are devolved. This is general information, not advice about your own claim. Read how we check our figures.
Frequently asked questions
How much is Pension Credit in 2026/27?
Pension Credit tops your weekly income up to £238 if you are single, or £363.25 as a couple, with extra amounts for severe disability, caring and children.
Who can claim Pension Credit?
You can claim if you have reached State Pension age and your income is below the guarantee level.
Does Pension Credit give other benefits?
Yes. Pension Credit can lead to extra help with housing costs and council tax, the Warm Home Discount of £150 on your energy bill, and a free TV licence for over-75s.
How do I claim Pension Credit?
Claim online or by phone on GOV.UK. Pension Credit is not paid automatically, so you must apply. Getting it can unlock extra help with housing costs, council tax and the Warm Home Discount.
Figures from official sources, checked 2026-10-08. How we check our figures · About UK Answers · Report a mistake
Figures are for the 2026/27 tax year from official sources and are estimates for guidance only, not financial or legal advice. Printed from ukanswers.co.uk.